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The Basics of Workers’ Compensation in Illinois

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Posted on November 1, 2023

Navigating the intricacies of Illinois’ Workers’ Compensation laws can be challenging. But with a little knowledge and the right legal guidance, you can ensure your rights and interests are protected.

Workers’ Compensation Overview

Have you ever wondered what would happen if you were injured at work? Workers’ compensation is designed to protect employees like you. In Illinois, employers are required by law to carry workers’ compensation insurance to cover injuries or illnesses that arise out of and in the course of employment.

This means that if you’re hurt on the job, you’re generally entitled to compensation without needing to prove your employer was at fault. That said, workers are typically barred from suing their employers after an accident. In addition, the process isn’t always straightforward. Navigating claims, understanding your rights, and ensuring you receive the compensation you deserve can be complex. That’s where an experienced attorney comes into play.

Workers’ Compensation Benefits

When you’re injured at work, Illinois workers’ compensation laws ensure that you receive benefits to cover medical expenses and lost wages. These benefits can include payment for medical treatment, temporary total disability benefits if you’re unable to work, and even compensation for any permanent disability or disfigurement. Sounds simple enough, right? But many times, insurance companies might undervalue your claim or deny it altogether. With a lawyer by your side, you can ensure that your claim is thoroughly evaluated and you receive the full scope of benefits you’re entitled to.

The Difference between Workers’ Compensation and Personal Injury

It’s essential to understand the distinction between workers’ compensation and personal injury claims. While both can arise from injuries, they are handled differently. Workers’ compensation doesn’t require you to prove fault, whereas, in a personal injury case, you must demonstrate that another party’s negligence caused your injury. That said, you can usually recover more compensation in a personal injury claim than you can in a workers’ compensation claim. For this reason, if you can pursue a personal injury claim after a workplace accident, you should.

There are a few situations in which you may be able to file a personal injury claim after a workplace accident. These include the following:

  • If your accident was caused by a third party (for example, another driver)
  • If your accident involved defective work equipment
  • If your accident was caused by someone’s intentional act

Why You Should Retain an Illinois Workers’ Compensation Attorney

Now, you might wonder, “Do I really need an attorney?” While it’s possible to go through the workers’ compensation process on your own, having a lawyer ensures your interests are front and center. Attorneys are well-versed in the nuances of the law, can negotiate effectively with insurance companies, and will advocate fiercely on your behalf. Whether you’re facing challenges with your claim, unsure of your rights, or simply want peace of mind, retaining a lawyer can make all the difference.

Call Us Today to Speak with a Workers’ Compensation Lawyer in Illinois

At Holley Rosen & Beard, our team of dedicated lawyers and attorneys are here to guide you every step of the way. Don’t navigate the maze of workers’ compensation alone – let us be your trusted partner.

To schedule a free case evaluation, call our office today at (217) 544-3368 or contact us online.